How to Find the Best Auto and Home Insurance in Florida

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Your guide to smarter coverage, better rates, and trusted local service.

Welcome!

If you’ve been searching for auto insurance near me or wondering how to get the best home insurance quotes in Florida, you’re in the right place. At Oakes Insurance, we’ve been helping families protect what matters most since 1979—with personalized service, competitive rates, and real conversations that make sense.

Why Choose a Local Independent Agent?

We’re not a call center. We’re your neighbors. As a local insurance agency in Land O’ Lakes, we take the time to understand your needs—whether it’s bundling your auto and home policies, finding discounts, or explaining coverage in plain English.

We help you:

  • Compare quotes from top carriers

  • Find affordable auto insurance in Florida

  • Get home insurance tailored to your property and lifestyle

  • Access bundling discounts and fast quotes

Choosing a local insurance agent in Land O’ Lakes or Tampa means getting personalized service and competitive rates. Unlike big-name providers, we compare multiple carriers to find the best fit for your needs.

What to Look for in Auto Insurance

Whether you're a new driver or just shopping around, here’s what matters:

  • Liability and collision coverage

  • Uninsured motorist protection

  • Discounts for safe driving, bundling, and more

  • Quick, personalized quotes from agents who care

We specialize in cheap car insurance Florida options that don’t cut corners—just costs.

Homeowners Insurance That Fits Your Life

Florida homes face unique risks—from hurricanes to rising property values. We’ll help you find coverage that’s smart, affordable, and easy to understand

  • Our policies include:

    • Hurricane and flood protection

    • Rental property and landlord insurance

    • Home insurance for families and first-time buyers

    • Best home insurance quotes in Tampa and Pasco County

Proudly Serving Our Community

We’ve built relationships across:

  • Land O Lakes

  • Lutz

  • Tampa

  • Zephyrhills

  • Wesley Chapel

  • Spring Hill

  • Hudson

  • New Port Richey

  • Trinity

Get a Free Quote Today

Ready to compare rates and find the right coverage? Contact us for a fast, personalized insurance quote. Whether it’s auto, home, life, motorcycle, or RV insurance, we’ve got you covered.